Each year since 1984, PNC Wealth management has calculated the total cost of purchasing all of the items in the popular holiday song the “12 Days of Christmas.” This year’s bill would set you back a hefty $27,393, more than 34 times the amount the average household plans on spending this year ($801) according to the American Research Group. If you happen to have an eccentric (and lavish) holiday gift budget—or just like to pretend…

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